Business Insurance Tips

Read about business insurance at Business.Gov.

If you want to learn more about business insurance, you will find articles about types of business insurance, tips for buying business insurance, and other information at Business.Gov.

http://www.business.gov/finance/business-insurance/insurance-types.html

The California HealthCare Foundation offers resources to help you choose a health plan for your business.

If you need help choosing a health plan for your business, the California HealthCare Foundation provides detailed information, plan comparisons, cost estimators, and other features to help you decide.

http://www.healthcoverageguide.org/ReferenceGuide/Purchasing-Coverage/Evaluating-Health-Coverage.aspx

In California, earthquake insurance is not a luxury.

The frequency of earthquakes in California and the potential for an intense, damaging earthquake are so high that earthquake insurance in California is a necessity. Minor earthquakes occur almost constantly throughout the state, and many major earthquakes have caused significant damages throughout the history of the region; seismologists predict further seismic action in the coming years. Earthquake coverage, including damage from land movement and other adjuncts to earthquakes, is not part of normal home and business policies, for example.

But California insurance providers are required to offer earthquake insurance. Some companies have their own programs but many offer special insurance through the California Earthquake Authority (CEA). Comprehensive auto policies normally include earthquake damage, but make sure that your auto, motorcycle, boat, and other major possessions that could be damaged by an earthquake are protected by insurance.